Get a home insurance policy to protect your investment.
See how affordable your homeowner’s insurance can be.
Homeowners insurance, also known as home insurance, is a property insurance policy that provides coverage for a private residence. A homeowners policy typically covers losses and damages to your personal residence, as well as furnishings and certain other assets within your home. Home insurance may also offer liability coverage against certain types of accidents that occur within your home or on your property. Most mortgage lenders require a homeowners insurance policy.
The GEICO Insurance Agency could help you get the affordable home insurance coverage you need. Combining your home and auto insurance policies could save you time and money. If you currently have homeowners insurance with another company, you could save more by getting a home insurance quote and switching to GEICO. Start a homeowners quote today.
Property Damage
Insurance Quotes
Most policies cover damage to your house and any permanent structures on your property for:
- Fire
- Wind
- Hail
- Water damage (unless excluded by your policy)
Personal Property
Protects belongings that were damaged or stolen such as:
- Furniture
- Appliances
- Clothing
- Dishes
Our Personal Property Insurance calculator helps with deciding how much coverage fits your situation.
USA Insurance Quotes
Jewelry
Limited coverage for jewelry stolen from your home, (usually $500 – $2,000). You may need special coverage for things in your collection like:
- Engagement rings
- Wedding bands
- Diamond bracelets
We can help you with a jewelry insurance policy that covers your valuable collection.
Personal Liability
10 Free Treadmill Giveaway You Need To Enter Right Now
Could help with medical expenses or property damage to others caused by you or members of your household, including pets. Personal liability could also help with legal expenses in the case of a lawsuit.
Examples: A visitor trips on the loose carpet in your home and gets injured, or your child accidentally throws a ball through a neighbor’s window and breaks an expensive vase.
Read basefreestuf
Medical Bills
It covers medical payments for minor injuries to people who don’t live with you but get hurt on your property.
Additional Expenses
Coverage for extra costs you might have to pay when experiencing a covered loss.
Example: A fire makes your home uninhabitable and you need to temporarily live elsewhere.
What isn’t covered by a typical homeowners insurance policy?
Here are some examples of things most standard home insurance policies may not cover:
- Earthquakes
- Flooding due to natural rising water
- Maintenance issues such as termites and insect damage, rodents, mold, and general wear and tear
- Nuclear hazard
If you live in an area that is at high risk for these types of losses, you may be able to customize your policy to get the coverage you need.